The moat isn't just VINE. It's the complete ecosystem of enrollment infrastructure, government relationships,
carrier agreements, and facility contracts assembled around it.
Enrollment Infrastructure
HealthSherpa
CMS-certified Enhanced Direct Enrollment (EDE) partner. HealthSherpa provides the federal enrollment rails that connect HealthCred agents to ACA marketplace carriers. Every plan selection flows through a CMS-certified, HIPAA-compliant pathway — no workarounds, no gray areas.
Active · EDE Partner · National
State Marketplace
Georgia Access
Georgia's state-based ACA marketplace is building a custom back-office enrollment workflow exclusively for HealthCred. NPN validation ensures only HealthCred-certified agents can use the workflow — de facto exclusivity in Georgia's correctional enrollment space. No other organization has this.
In Build · Workflow Under Development
Federal Contracting
GSA Schedule
HealthCred is positioning for General Services Administration Schedule access — the federal procurement vehicle that would allow Bureau of Prisons facilities, ICE detention facilities, and federal courthouses to contract directly with HealthCred without individual procurement processes.
In Progress · Application Phase
Private Prison Operator
CoreCivic
America's largest private prison operator — 64 facilities, 90,000+ beds across 18 states. Enterprise partnership discussions would bring CoreCivic's full facility network into HealthCred's enrollment pipeline under a single contract. One agreement, 64 facilities, 5-figure monthly releases.
In Discussions · Enterprise Partnership
Private Prison Operator
GEO Group
Second-largest private corrections company — 100+ facilities, 80,000+ beds. GEO Group's footprint extends into halfway houses, day reporting centers, and electronic monitoring programs — expanding HealthCred's enrollment touchpoints beyond traditional incarceration.
In Discussions · Enterprise Partnership
In-Facility Healthcare
NaphCare
Leading correctional healthcare provider inside facilities — employs the nurses, physicians, and mental health professionals that incarcerated individuals interact with daily. NaphCare integration places HealthCred enrollment conversations at the point of care, before release, inside the medical workflow.
Partnership Discussions Active
Reentry Support
AJA / Reentry Partners
American Justice Association and community-based reentry organizations provide wraparound services to individuals returning from incarceration. HealthCred integrates healthcare enrollment into the broader reentry workflow — housing, employment, substance use treatment, and coverage become a unified handoff at release.
Active Integration · Reentry Programs
Carrier Network
ACA Carrier Partners
Ambetter (confirmed PMPM), Molina Healthcare, WellCare, Oscar Health, and state-specific Blue Cross Blue Shield plans. HealthCred maintains direct carrier relationships for PMPM commission agreements — these are the entities writing the checks every month per enrolled life.
Active · Multi-Carrier · By State
Data & Identity
Equifax / VINE (You)
The keystone of the entire architecture. VINE's 2,500+ facility network, 48-state coverage, and 15-minute release event latency is the infrastructure layer that makes real-time enrollment possible at national scale. No other data source provides this combination of breadth, speed, and precision.
Active Partnership · NDA Executed
